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The Daily Insight

How do you negotiate a financial settlement in a divorce?

Author

David Jones

Updated on March 31, 2026

When negotiating a divorce financial settlement, use simple language and short sentences. Don’t tell someone what you’re not going to do or not going to accept… talk about what’s possible, what’s acceptable. Buy yourself time with the phrase ‘I’ll need some time to consider your proposal properly’.

How do I get a fair divorce settlement?

Sara McLeish’s ‘top tips’ to ensure a fair divorce settlement

  1. Discuss your family finances regularly as a couple.
  2. Look ahead to tackle the potential ‘what ifs’ in the relationship.
  3. Seek support from friends but engage a financial adviser early on too.
  4. Don’t let emotions cloud your judgement on the family home.

How to prepare for a divorce settlement negotiation?

1. Needs VS wants Always be prepared before going into a divorce negotiation. It’s just fair to lay out your needs and it’s a good idea to do your homework before you start negotiating a settlement agreement. Prioritize what’s important for you and your kids, list all your needs first before your wants or those who you think you have the right to.

Is there such thing as a tough divorce negotiation?

Nothing may be compared to the emotional impact of a divorce. This divorce negotiation is not like any other transaction you’ve dealt with and cannot compare to any business negotiation you’ve had before. In fact, this may be the toughest meeting you’ll ever go to.

What makes a fair settlement in a divorce?

When negotiating your divorce settlement the outcome is based on many factors. The courts will take into consideration standard of living and the long-term needs of a spouse if you, the one going through the divorce demands your divorce attorney fight for what is “fair.” Watch Now: 9 Steps to Drama Free Friendships

Is it possible to negotiate a financial settlement?

In general, effective negotiation can only really begin once each side has provided the other with full financial disclosure. Where the split is amicable, the couple can sometimes manage to agree an outline financial settlement between themselves.